Page 255 - 進出口貿易與押匯實務疑難問題解析-參篇 (增修訂二版)
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第三章 出口押匯疑難問題 241
二、開狀銀行拒付後,押匯單據之權利屬誰?
依據 UCP600 第 16 條 C 項之規定,信用狀之開狀銀行、保兌銀行
(如有者)、或代理之指定銀行,如予拒付時,該項通知應敘明「單據留候
寄單銀行處置或退還寄單銀行」,又依據國際商會決議,瑕疵單據經拒
付後,單據之權利屬於受益人。決議內容如下:
Article 8 (1974)…ICC Publication No. 371 P24
Entitlement to non-conforming documents:
The Commission decided that in principle the documents belonged to
the beneficiary as long as he had not been paid for them, and that he was
therefore entitled to demand that the documents be returned to him when he
had been advised that they did not comply with the credit.
(Meeting on 8 March 1976) (ICC Documents 470/273,470/278)
意譯
未符合單據之所有權:
委員會決議原則上只要受益人未獲付款,單據之所有權歸屬受益
人,因此,當受益人被通知文件未符合信用狀之規定時,受益人有權利
要求文件退回。
(1976 年 3 月 8 日會議)
據此,瑕疵單據經開狀銀行 (或保兌銀行,如有者) 拒付時,其單據
處理方式如下 (四擇一):
(a) 銀行留置單據待提示人進一步之指示
(b) 開狀銀行留置單據直至收到申請人拋棄瑕疵之主張,且同意接受
拋棄,或於同意接受拋棄前收到提示人進一步之指示
(c) 銀行退還單據;或