Page 58 - 信用狀交易糾紛解析暨最新案例研討

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四、牴觸信用狀獨立性及文義性之議題

（一）信用狀項下單據之繕打錯誤或拼法錯誤

1. 單據上之繕打錯誤或拼法錯誤在信用狀作業，單據上明顯之繕打錯

誤或拼法錯誤，是否構成瑕疵；對此，國際商會之 ISBP 之意見為
拼法錯誤或繕打錯誤，倘不影響文字或詞句之意思，將不視為瑕

疵；例如：“machine”誤打成“mashine”不視為瑕疵，但以“model
27
123”取代“model 321”則視為瑕疵 。
2. 相關案例

問題：匯票或單據上拼法錯誤或繕打錯誤，是否構成瑕疵？

【問題摘述】

一開狀銀行以下列兩項理由拒付

1. 匯票之大寫金額為“USD four hundred forty seventy thousand one hundred
sixty 59/100”取代“USD four hundred forty seven thousand one hundred sixty

59/100”
2. (註：第 2 項拒付理由與本問題無關不予摘述)。

27 ISBP 之原文意見如下：A misspelling or typing errors that do not affect the meaning
of a word or the sentence in which it occurs, do not make a document discrepant. For
example, a description of the merchandise as “mashine” instead of “machine”---would
not make the document discrepant. However, a description as “model 123”instead of
“model 321” would not be regarded as typing error and would constitute a discrepancy.
－paragraph 25。