Page 254 - 進出口貿易與押匯實務疑難問題解析-首篇 (增修訂二版)

238 進出口貿易與押匯實務疑難問題解析 (首篇)

意譯：
問題 3：如信用狀經由非指名之銀行辦理轉讓，且該銀行係第一受益人

往來之銀行，該轉讓是否有效？
Answer：Only the bank that is specifically authorized, as defined in sub-

Article 48 (a), may effect a transfer under the credit. Any transfer effected by a bank
that was not so authorized, would not be considered effective for the purposes of

UCP500 and in particular, Article 48.
意譯：

依據 UCP500 第 48 條 (現為 UCP600 第 38 條) 未經授權之銀行辦理轉讓
不具效力，僅有依該條 a 項所定義之授權銀行，始能辦理信用狀之轉讓。

Issue 4：Where a credit is issued as being available with any bank (freely

negotiable) can it be assumed that the bank through whom the credit has been
advised is the designated transferring bank？
意譯：

問題 4：可為任何銀行自由讓購之信用狀，則其通知銀行是否為指定之

轉讓銀行？
Answer：In a freely negotiable credit, the issuing bank must specify the bank

that is authorized to transfer the credit. The fact that a credit has been advised
through a particular bank does not imply that it is the authorized transferring bank.

意譯：
自由讓購之信用狀，開狀銀行必須明確授權某一銀行辦理信用狀之轉

讓，至於信用狀之通知銀行，並非授權之轉讓銀行。

二、針對此問題，國際商會銀行技術委員會 2004 年 10 月 30 日對 UCP500 第
48 條 (現為 UCP600 第 38 條) 對轉讓信用狀實務問題亦作下列解釋。