Page 92 - the taiwan banker 2024.08(176)
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ږፄ߅Ҧ
˚ɿʊܸ̙֡ᅰəf՟Ͼ˾ʘdਠਗ਼ ˲ᐿိf͊Ըdᚥ܄ˏኬձਠਕਗ਼ึ
Դ͜ࡈɛ͛يᗆйԸᆽ֛Ы݊ምfᚥ܄ٙ ೯̶͛ۨᜊʷfОኹϞვБ੮˒ٙࡈ
ຒeᑕeܸ७eБމձ୦࿕ਗ਼Ъމ˼ࡁ ɛேঐකટա˹ಛdΪމᅰЗԒʱ
ٙᗇձᅰЗԒʱf͛يᗆйҦஔʊ͜ ᗆйձ͛يᗆйҦஔٙԴ͜ਗ਼ऊৰ࿁ྼ
ίΣር˹ಛdԷνஹᕁֳٵᅃਿԴ͜ ਿᓾண݄ձဘڗˏኬݴٙცӋdԴ
ฆ३˕˹dᜫʕձᒵٙᚥ܄˸ᑕ ฆۨਠձࡈɛঐɽᅼቖਯfႩ
͛يतᅄᗆйආБ˕˹fίɓԬd݁ ᗆЫٙ܄˒ KYC ݴਗ਼Іਗ೯
ִ೯БٙԒʱᗇɰਗ਼ஹഐЇࡈɛٙ͛ي ͛dረʚࡈɛϓމርٙᛆлdν؈˼
ᗆй༟ৃd௴ிೌᐻ᜕ٙf߰ʍʊ ࡁҎૐٙ༑fίཀ̘ϋdҢࡁɰՑ
ίΣʮකږᝌਿᓾܔணPKIᒕආd˸ ̹ఙeʕʃฆۨΆุձฆۨਠ̙˸Ⴠ
کঐԴ͜ᅰЗཥɿԒ΅ᗇeIDfอ̋ ᕦટաᅰЗ˕˹fʕ໊ٟٙਠਕ݊ீ
սٙᅰЗࡈɛԒʱႩᗇӻ୕SingPassఱ݊ɓ ཀฆڦԴ͜ᅰЗ፺̍ආБ˕˹ٙɓࡈᜑ
ԷfՉ˼ɓԬ͍ίක೯ PKI ਿᓾண݄ ഹԷɿfఱ൯ϾԊdइ݊˰ޢ໊ٟਠ
˸کঐ˕ܵeID ٙԴ͜dܼ̍Ι̵eอ̋ ਕ൯ᅰඎ௰εٙʘɓf
սe৵ԸГԭeइձ൳یf
商家基礎設施逐漸減少
個人、微型商家和中小微型企業顧客賦權
ᅰЗʧࠦਗ਼ϓމऊ൬٫˕˹ٙ ߠ
ͦۃdਠٙᚥ܄ˏኬݴ̙ঐʯڗ ౻dᔷᜊਠਕdᅂᚤՑᚥ܄ձԶᏐ
customer data are likely to continue to lose determine who you are. A customer’s eyes,
customers and have longer-term declines in face, fingerprints, behaviours, and habits will
profitability. serve as their credentials and digital identity.
Building and retaining an enhanced card Biometrics is already being used to pay
strategy with clear digitalization objectives is, vendors – for example, the fast-food chain
therefore, often an essential part of a bank’s KFC uses “smile to pay” where facial
digital transformation. Some clear trends in biometrics can be used to take payment
the ASEAN region include: from customers in China and South
Korea. In some countries, government
Digital Identification i ssue d-IDs wi l l a l so be l i nke d t o a n
individual’s biometrics, creating a seamless
The days of the 16-digit Payment Account experience. A number of economies are
Number (“PAN”) are numbered. Instead, already moving towards the development of
merchants will use personal biometrics to public key infrastructure (“PKI”) to enable
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