Page 94 - the taiwan banker 2024.08(176)

ږፄ߅Ҧ

הϞପุdᒱ್வධ޴࿁༰อٙҦஔ ፄ؂ ਕ዆Υ Ցνᇞ ɪᒅي ̨̻ഃ ٙ
πίϘಂਪᕚdШҢࡁ޶Ց ༈ Ҧ ஔ Ό ڢږ ፄ؂ਕ ʕdԷ νd̨ ᝄձਜ ਹ
ଢ׌ٙԴࣩ͜Էd̴஗Ꮠ͜׵ᄣ੶ุਕ ɓԬ Չ˼਷ ࢕΍Ν ٙᒅي ̨̻ሃ ͤ

ϓڗഄଫձ౤Զ܄˒؂ਕ fଡ଼ᔌዚ࿴ɰ €Sh op eeఱ݊ɓԷfలɝόږፄٙ
൳Ը൳ਗ਼ɛʈ౽ᅆలɝՉᅰЗᔷۨٙ ̤ɓࡈԷɿ݊ Uber€˸ʿί؇یԭ༶
ࣚ ೻f ˈ Չ࿁ვ БԸ Ⴍ d ɛ ʈ ౽ ᅆ ̙ ᐄ ٙ ᗳ Ч ؂ ਕ Grab  d ᚥ ܄ ̙ ˸ Դ ͜
˸౤Զ̶ɽ˕౪ί܄˒՟੻eႩᗆЫٙ ΍࠱ձ࠮ي̮৔؂ਕdϾʔ͜ၾ˼ ࡁ

܄˒e܄˒ਞၾeᅰኽʱؓձൟಜਈ಻ ٙږፄዚ࿴͂ʹ༸fҢࡁਗ਼˚ूԈՑვ
ഃ˙ࠦfᔫฐʥϞ̀ࠅdɛʈ౽ᅆٙԴ Бձږፄ؂ਕፄɝᚥ܄᜗᜕຅ʕdలɝ

͜˙ό̙ঐึ࿁༸ᅃࡐଣପ͛ᅂᚤdʔ όږፄɰਗ਼ᘱᚃίਜਹձΌଢڭܵҞ஺
ཀdҢࡁ௰୞̙ঐึ޶ՑɓԬፔਠ؂ਕ ϓڗࠐ༸f
ٙҁΌІਗʷf ɪࠑᒈැᏐ༈ᔫฐءจdΪމҦ
ஔe༸ᅃϽඎe္၍ᐑྤձ܄˒ცӋ

嵌入式金融 ேίܵᚃစᜊfίவɓᓃɪdვБਗ਼Ϟ
ࣖٙڦุ̔͜ਕഄଫॶɝՉᅰЗᔷۨ
లɝόږ ፄ ஗֛ ່ މਗ਼ ვ Бձ ږ ᙄ೻٫dһϞ̙ঐᎇഹࣛග᜗᜕Ցၾ܄

being used for payments through WeChat. In biometrics and with a greater variety of payment
terms of buyers, Thailand has among the options. And, unlike physical infrastructure,
highest number of social commerce buyers digital interfaces can be instantly upgraded.
in the world.
Artificial Intelligence
Merchant Infrastructure Phased Down
Artificial intelligence (“AI”) is affecting

Digital interfaces will sit behind consumer all industries to some extent and whilst there
payments and transform merchant services are preliminary issues with this relatively new
affecting customers and vendors. In the future, technology we are seeing use-cases of this
we will see physical merchant terminals phased technology globally as it is applied to enhance
down or out completely. This will reduce bank business growth strategies and customer
and merchant costs – i.e. no need for more offerings. Organizations are also increasingly
physical technology upgrades, for example. The embedding AI into their digital transformation
customer experience will also be enhanced, as journeys. For banks particularly, AI can

there won’t be hardware failures and payments provide immense support with customer
will be able to made seamlessly through acquisition, KYC, customer engagement, data

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