Page 93 - the taiwan banker 2024.08(176)
P. 93
ਠf͊ԸdҢࡁਗ਼Ցྼਠ၌ БfϾ˲dၾྼਿᓾண݄ʔΝdᅰЗ
ӉಯˇאҁΌଇӖfவਗ਼ࠥЭვБձਠ ʧ̙ࠦ˸ͭуʺॴf
ٙϓ͉dуೌცආБνһεٙྼ
Ҧஔʺॴfᚥ܄᜕ɰਗ਼ᄣ੶dΪމʔ 人工智慧
ึ̈ତ݂ღd˹ಛɰঐீཀ͛ي
፫ᗆҦஔձһε၇ᗳٙ˕˹፯ධೌᐻආ ɛʈ౽ᅆAIίɓ֛ܓɪᅂᚤ
人工智慧可以提供巨大支援，但仍需要謹慎，避免對道德倫理產生影響。
use of a digital electronic ID (“eID”). transformed. Any individual with a bank account
Singapore’s SingPass is one example. will be able to start accepting payments, as
S ome other countries developing P K I the use of digital identification along with
infrastructure to enable use of eID include biometrics will negate the need for both
Indonesia, Singapore, Malaysia, Thailand physical infrastructure and long onboarding
and Vietnam. processes, enabling micro-merchants and
individuals to sell at scale. Know-your-
Empowerment of Individual, Nano- customer (“KYC”) processes will happen
Merchant and MSME Customers automatically and empower an individual to
become a seller if they wish to. In the last
Currently, the customer onboarding few years, we’ve also seen the ease at which
process for merchants can be lengthy and marketplaces, MSMEs and nano-merchants can
cumbersome. In the future, the customer accept digital payments. Social commerce in
onboarding and merchant services will be China is a notable example of digital wallets
2024.8 台灣銀行家 93
1 5% JOEE
