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‧ 規劃轉型預算：如前所述，ESG轉型勢 競爭對手時更有準備。
必需要額外支出。銀行需要盤點既有的資源與 當然，上面的建議可能有缺漏，每家銀行
能力，算出外聘專家和建立系統需要花多少 在轉型過程中，都得面對自己的困境與考量。
錢。 本文的重點，只是建議銀行開始準備轉型所需
‧ 進行內部溝通：ESG轉型會帶來許多優 資源、確保資深部門和員工能夠充分支持、並

勢，溝通團隊與投資人關係團隊，應該讓前台 盡早開始轉型。此外，監理需求和內部相關
員工、客戶、投資人充分了解這些潛在利益， 部門的狀況都會不斷改變，轉型時務必保持
以及轉型成功之後能夠為銀行帶來的競爭優 彈性。（本文作者為持台灣就業金卡國際銀行
勢。此外，銀行也應該讓員工充分掌握銀行目 家、執業律師、現為台灣金融研訓院永續金融
前的轉型進度，讓他們在面對客戶，甚至面對 培訓講座；譯者為廖珮杏）

may be well-suited. communicate those benefits effectively with front office
‧Appoint an ESG Officer : Consider staff, customers and investors. Implementation may
appointing an ESG Officer to have overall responsibility provide a competitive advantage over other banks.

for Framework strategy and implementation. Such an Also, ensure staff are fully aware and “on board” with
individual must be appointed at a reasonably high-level the ESG status of the bank as they will also converse
of seniority and have an appropriate reporting line as with customers or counterparties.
they will be working with a large number of areas and The above list is not intended to be exhaustive.
need to effectively navigate internal politics. Each bank will have its own unique set of challenges

‧Develop a Budget for Systems and and considerations in undertaking a Framework
Processes: As noted above, there will be spend implementation. However, the key message from this

requirements that cannot be avoided.Be prepared to article is that banks are recommended to provide
identify existing capabilities and prepare a budget if appropriate resource for Framework implementation,
needed for external advice or systems. ensure senior-level stakeholder-support, start the
‧Communications: There are some clear Framework implementation process early and, lastly,
benefits to Framework implementation.Bank be flexible in order to adapt to changing regulatory and
communications and investor relations teams should stakeholder requirements.

FERGUS CLARK IS AN INTERNATIONAL BANKER WITH OVER 20 YEARS OF SPECIALIST AND SENIOR-LEVEL EXPERTISE ACROSS
AUSTRALIA, ASIA AND EUROPE. HE PREVIOUSLY LED THE RISK TRANSFORMATION OF A COMMERCIAL BANK IN ASIA AND HAS
DEVELOPED ESG STRATEGY AND ROADMAPS. FERGUS HOLDS AN MSC FINANCE (ECONOMIC POLICY) FROM SOAS UNIVERSITY
OF LONDON AND A BACHELOR OF BUSINESS AND BACHELOR LAWS FROM UNIVERSITY OF TECHNOLOGY SYDNEY. HE IS A
FOREIGN LEGAL AFFAIRS ATTORNEY ADMITTED BY THE MINISTRY OF JUSTICE (ROC TAIWAN) AND A SOLICITOR ADMITTED IN
AUSTRALIA (NEW SOUTH WALES) AND ENGLAND & WALES. FERGUS IS ALSO A FELLOW MEMBER OF THE CHARTERED INSTITUTE
OF MANAGEMENT ACCOUNTANTS (UK).

台灣銀行家2022.6月號 67

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