Page 147 - 進出口貿易與押匯實務疑難問題解析-肆篇
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第三章  出口押匯相關疑難問題  135






                             保險對於未達到本保險單載明百分比之單獨海損，不負賠償責任。惟貨
                             物在裝卸或轉船時，所發生之整件滅失，本保險照該件之保險金額賠償

                             之。貨物之滅失或毀損可合理諉因於火災、爆炸、碰撞或因承運之船
                             舶、駁船或其他運輸工具與水以外之外界任何物體 (包括冰在內)  觸撞，

                             或在避難港卸貨者本保險負賠償責任。本條款在本保險單全部承保期間
                             內適用之。


                             一切險條款 (All Risks Clause)
                             7. This insurance is against all risks of loss of or  damage to the subject-

                                matter insured but shall in no case  be deemed to  extend to cover loss
                                damage or expense proximately caused by delay or inherent  vice or

                                nature of the subject-matter insured. Claims recoverable hereunder shall
                                be payable irrespective of percentage.

                             一切險條款

                                  本保險承保保險標的一切危險所致之滅失或毀損，但無論如何不包

                             括主因由延遲；標的之固有瑕疵或其性質所致之滅失毀損或費用在內。
                             本保險所得請求之賠償不受百分比之限制。

                             推定全損條款 (Constructive Total Loss Clause)

                             8. No claim for Constructive Total  Loss shall be recoverable hereunder
                                unless the goods are reasonably abandoned either on account  of their

                                actual total loss appearing to be unavoidable or because the  cost of
                                recovering, reconditioning and forwarding the goods to the destination to

                                which they are insured would exceed their value on arrival.

                                  本保險除因實際全損顯然已不可避免，或貨物之恢復，整理及繼續

                             運往保險單訂明目的地之費用超過其到達目的地時之價值而經合理委付
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