Page 65 - 銀行家雜誌第81期
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˰ޢሞእཫԊ
FinTechʍᓔό௴อɨٙ
ږፄอ˰ޢ
FinTechਗ਼੭ჯږፄޢᜊϓО၇ࠦႶk
˰ޢሞእՉజѓʕ̈ཫԊdᜫږፄุ٫ኽ˸ਞϽf
ೌሞᒈැνОစᜊdਬϞҲစϞٟٙ͜ึ̌ঐٙږፄ߅ҦʑঐπݺɨԸf
撰文:劉宏基
͉ ˖݊ਞϽ˰ޢሞእ(World Economic ׳ಛุਕi3.ላᏘʘ̹ఙԶุਕ(Market
Forum)ၾDeloitteΥЪ2015ϋ6
provisioning)fவԬږፄਕุᐄᅼόٙᔷ
˜̈وٙږፄପุӺజѓThe Future of ᜊd̋ᐼৎԸซ྅dɓࡈږፄุٙߕᘆอ˰ޢఱ
Financial Services: How disruptive innovations ʵਔϓҖəf
are reshaping the way financial services are ͉˖௰ɽٙᄆ࠽ఱ݊ᜫږፄุ٫̙˸ఱଡ଼ᔌٙ
structured, provisioned and consumeddఱՉ तሯ̘રΐଡ଼Υซ྅dνОίอٙᐑྤʕ෧ிɓ
ၚശʱהਂٙഅাf ࡈϞतЍeౕ̙Ҟπݺɨ̘ٙІʉfೌɛঐᆽྼ
வᇐӺజѓคණəމᅰεٙ˰ޢ˴ࠅږፄ ཫԈᅰЗږፄՉ௰ٙଣซࠦႶᏐڗϓʡჿᅵ
ዚٙ৷චʿʕ৷චଣɛࡰe߅Ҧ௴อุ٫ ɿdШ̙݊˸ᆽ֛ٙ݊jਬϞҲစϞٟٙ͜ึ̌
ʿږፄ߅Ҧत֛ჯਹਖ਼ٙණ౽ᅆd˖ʕཫ ঐٙږፄ߅ҦʑঐπݺɨԸf˖ʕ༾Ց˖οאᜌ
ږፄุ͊Ըᐄᅼόᔷۨܝ̙ঐяତٙࠦႶ ፨ʔูޟא፹ႬʘஈdЪ٫ʊఱՉə༆ආБ̀
ܼ̍j1.ላᏘʘ˕˹ุਕi2.ላᏘʘπಛʿ ࠅٙ෬ʿࡌҷf
อࠦႶķķ˕˹ุਕላᏘ
ᔷᜊ1jೌତږٙ˰ޢ 1.Mobile payments(行動支付)jܼ̍Бਗ
(Cashless world) ፺̍eਿБਗༀໄٙਠ˕˹ٙ༆Ӕ˙ࣩf
2.Streamlined payments(流線型化/效率
ᚨਗ༈ධᔷᜊߠܝʘʍᓔό௴อϞ4၇j 化的支付)jਿ(全球衛星)֛З(系統)ٙ
̨ᝄვБ2016.9˜ 65

