Page 311 - 進出口貿易與押匯實務疑難問題解析－參篇 (增修訂二版)

第四章 進口押匯及保證 297

三、如本公司資金充裕，改為託收方式處理，費用如何計算？有何應注
意事項？

一、依據 UCP600 第 2 條「信用狀」之定義，得知信用狀係開狀銀行
(Issuing) 或應進口商 (Applicant) 之請求所開立之文書，符合該文書

之情形，開狀銀行保證付款。來函所稱，L/C 上之限制押匯條款，若
為開狀銀行或進口商之意思，當然必須遵循 L/C 之規定，若該限制

押匯條款能確認非開狀銀行或進口商之意思，該“限制押匯”條款當
然無效，押匯時可免付轉押手續費及轉押利息。(見如下說明)

（一）依據國際商會銀行委員會 2001 年 5 月份探討事項內容表示：

“An advice produced by an advising bank which is attached to the text
of the letter of credit constitutes a statement of the advising bank’s actions

which have been taken and/or will be taken upon the presentation of

documents. The content of an advising bank’s letter cannot change the term
of the underlying credit, but an advising bank is allowed to state its TERM

of handing stating that the credit is available with it by payment does not
change the TERMS of the underling credit which remain as stated in the

issuing bank’s advice. The credit would still be available by negotiation
with any bank”—

“New queries from the May 2001 meeting of the Banking Commission,
Documentary Credit Insight Vol.7 No.3 Jul. -Sep.2001.”