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第 6 章 資產品質 —— 評估因子與信用風險管理 157

Loan and Lease Losses,” Commercial Banks Examination Manual ,

December, Section 219.5, pp. 1-4.
[12] Board of Governors of Federal Reserve Banks (1984), “Concentration

of Credit,” Commercial Banks Examination Manual , March, Section
218.1-4, pp. 1-3.

[13] Elliot, A. and D. Edwards (1995), “ Measuring Losses on Default

Bank Loans: A 24-year Story,”
March, pp. 11-23. Journal of Commercial Lending ,

(1996), “Bank Examination Concepts and Guideline,” DOS
[14] FDIC
Manual of Examination Policies , Section 1.1-1.19.

[15] FDIC (1996), “Adoption of Revised “CAMEL” Rating System,”
December 16, pp. 1-2.

[16] FDIC (1996), “Loan Portfolio Management,” DOS Manual of Exami-

nation Policies , May, Section 2040.1-1.19, pp. 1-23.
[17] FDIC (1996), “Concentration of Credit,” DOS Manual of Examination

Policies, May, Section 2050.1-4, pp. 1-23.
[18] FDIC (1995), “Investment Securities,” DOS Manual of Examination

Policies, Section 3.2, pp. 3.2.1 ～ 3.5.3.
[19] FDIC (1995), “Loans,” DOS Manual of Examination Policies , June,

[20] FDIC, OCC, and FRB (1992), Section 3.1-60. Interagency Policy Statement on the

Review and Classification of Commercial Real Estate.
[21] Federal Financial Institutions E xamination Council (1996), “Uniform

Financial Institutions Rating System,” Federal Register , 61:139, pp.

37472-37478.
[22] Federal Financial Institutions E xamination Council (1996), “Uniform

67021-67029. Financial Institutions Rating System,” Federal Register , 61:245, pp.