Page 184 - 進出口貿易與押匯實務疑難問題解析-肆篇

172 進出口貿易與押匯實務疑難問題解析 (肆篇)

Quarantine Clause
Notwithstanding anything contained in the Institute Cargo Clauses (All

Risks) and/or the Institute War Clauses incorporated herein, this policy is
warranted free any claim for either

(1) loss, damage or expense due to quarantine or other similar
regulations causing or resulting in seizure, arrest , restraint, detainment,

rejection or destruction,
or (2) loss, damage of expense cause by the interest being infected with

harmful bacteria or other similar microorganisms, unless such loss, damage
or expense is attributable to contract of the interest with sea water, rain or

fresh water, or derangement or breakdown of the refrigerating plant

(including refrigerating machinery and insulation) or stoppage of the
refrigerating machinery.

三、裝載甲板條款 (On-deck Clause)

貨物裝載於甲板上，運費特別低廉。但因甲板敞開，四周及頂上均
無遮蓋，故浪花甚易濺濕甲板上貨物而造成損害，這種損失運送人常於

運送契約中訂明不負責。保險公司對這種損失同樣不願負責；因此對裝
載甲板貨物通常只願意承保平安險，以免擔負單獨海損責任。自從貨櫃

運輸開始發展以後，許多改裝之半貨櫃輪，為充分利用船上載貨空間，
常將貨櫃按積載順序自艙底往上堆積直至甲板上，因船方式先無法測知

何隻貨櫃將被置於甲板上，為避免事後與被堆積甲板上之貨主起糾紛，
故預先於提單上申明船方有權將貨櫃積載甲板上。貨主拿到這種提單無

法確定其貨櫃是被積載於船艙中或甲板上。保險公司對這種無法確定積
載位置之貨櫃貨物，如貨主要求投保水漬險或一切險時，常加貼本條