Page 168 - 進出口貿易與押匯實務疑難問題解析-肆篇

156 進出口貿易與押匯實務疑難問題解析 (肆篇)

negligence insolvency or financial default of the Assured or their servants.
如由於本保險承保的危險事故之作用結果，致使運輸航程在本保險

所承保以外港口或地點終止時，保險人將予補償被保險人因被保險標的
物之卸載及轉運至目的地適當而合理發生的額外費用。

本(十二)條之規定不適用於共同海損或施救費用，並應受前述第
(四)、(五)、(六)及(七)條除外不保規定的限制，及不包括被保險人及其雇

用人的過失疏忽破產或拖欠債務引起的費用在內。

第十三條 推定全損條款 (Constructive Total Loss Clause)

13. No claim for constructive Total Loss shall be recoverable hereunder
unless the subject-matter insured is reasonably abandoned either on account

of its actual total loss appearing to be unavoidable or because the cost of
recovering, reconditioning and forwarding the subject-matter to the

destination to which it is insured would exceed its value on arrival.
除非被保險標的物之合理委付係因實際全損顯已不可避免，或因其

恢復，整理及運往保險單載明之目的地費用，將超過其到達目的地時之
價值者，不得以推定全損請求賠償。

第十四條 增值條款 (Increased Value Clause)
14.

14.1 If any Increased Value insurance is effected by the Assured on the
cargo insured herein the agreed value of the cargo shall be deemed to be

increased to the total amount insured under this insurance and all Increased
Value insurance covering the loss, and liability under this insurance shall be

in such proportion as the sum insured herein bears to such total amount
insured.