Page 153 - 進出口貿易與押匯實務疑難問題解析-肆篇

第三章 出口押匯相關疑難問題 141

二、一九八二年協會貨物基本險條款

自一九八二年一月起公佈使用之協會貨物水險條款，將基本險分
為：A 款險，B 款險與 C 款險三種。每種條款皆為十九條。其內容除第
一條與第四條係分列各款險相互不同之承保範圍和不保範圍，以及第六

條兵險不保範圍 A 款險與其他二款險略有不同外，其餘各條款大致相

同。現逐條分列中英文對照之條款內容如下：

第一條 危險條款 (Risks Clause)
A 款險：

1. This insurance covers all risks of loss of or damage to the subject-
matter insured except as provided in Clauses 4,5,6 and 7 below.

除下列第(四)(五)(六)及(七)條之規定以外，本保險承保被保險標的物
一切滅失或毀損之危險。

B 款險：
1. This insurance covers, except as provided in Clauses 4,5,6 and 7

below,

1.1 loss of or damage to the subject-matter insured reasonably
attributable to

1.1.1 fire or explosion
1.1.2 vessel or craft being stranded grounded sunk or capsized

1.1.3 overturning or derailment of land conveyance
1.1.4 collision or contact of vessel craft or conveyance with any

external object other than water
1.1.5 discharge of cargo at a port of distress

1.1.6 earthquake volcanic eruption or lightning,