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ᆄʩᕏႦEuromoneyϋܓΌଢ௰Գ ፄБމ္ଣFinancial ConductఊЗd္
ᅰЗვБf࢝ණྠੂБᐼ৷௹ᅃ(Piyush ၍ٙ˙جɰܔͭ৷ᅁٙਖ਼ࣩ௴อ(Project
Gupta)Ⴍjவ݊ɓࡈ˂ႊήٙΌ˙Зࣚ Innovate)d̙ࣛࣛ˸ᔳආɝږፄ̹ఙٙอጳ
dҢࡁрɢᗵᔧვБุl˼ɰПၑdމə ਠุᅼόfᒱ್νϤdߵ္ٙଣӍଷዚՓЇʦ
༺ՑΌࠦᅰЗʷٙͦᅺdණྠۃܝҳɝ࿆50 ֠͊ஷཀୋɓࡈࣩԷdอ̋սMASɰႩމdତί
ᄂʩdߒΥอ̨࿆1,200ᄂʩf ɓʲே᙮ྼ᜕ሯdܼ̍ቇ͜ධͦٙಂගdྼ
પਗᅰЗږፄʊ݊ʿุޢʔʔ༧ɪٙᆓ ყ݄Бٙήᓃeପۜʫ࢙אԶഗ܄˒ٙਕg
ݴdྼਕࠦԸd̴һ݊މঃ൬ϓ͉ٙ˕
̈d࢝ვБҳɝอ̨࿆1,200ᄂʩ౬Ը˰ޢୋɓ ਗ਼ᑘ፬ΌଢFinTechල܄ؒ
࣭ٙڿdʔ༈ൖމ݊ఊɓვБٙϓఱdอ̋ս݁
ִމӋΌଢήЗdࠦ࿁FinTechӮᆓ੭Ըٙᇋ ޟЇdږፄ௴อ່֛ٙdMASႩމɰ
ίָɪҖැdࣇՉ̹۬ٙБ݁৷ࣖଟd ᗭ˸ᔾdڐಂΐ̈ږፄ߅Ҧٙ100ࡈਪ
ҞልႡߵجeਞʕɽٙཥਠᅼόd ᕚdᒗሗΌଢFinTechอ௴ྠඟίʦϋ11˜
ᜫʫ̮อ௴ྠඟʿږፄุ٫d̙˸ί္၍ɽ௮ ਞ̋ίอ̋սᑘ፬ٙΌଢږፄල܄ؒ(Fintech
ʘɨdଟ˸อ̋ս̹ఙ̒ྼ᜕ٙɽჼɽ׳f Hackcelerator)dɰఱ݊މಂɓࡈಂٙอ
̋սFinTechྗϋശdණΥޢซجɓৎҬ̈༆
جၾᅺୌΥყᒈැ Ӕ˙ࣩfуԴੵකᕐᑑኹFinTechdMASʥ
މฐࠠٙᆽႩdږፄ߅Ҧٙ༟ৃτΌd݊ږፄ༟
อ̋սִ݁࿁પਗFinTechʿՉᏐ͜dଫ ͉ࠬᎈʘ̮̤ٙɓධࠠɽࠬᎈdࠠࠅჃޟ௴
ɪᆽjجၾᅺୌΥყᒈැdஹഐ อf˸DBS࢝ණྠމԷd2016ϋᐏΌଢ
Όଢၣഖٙ͑ᚃ͛࿒ਸ਼fִ݁݊வࡈ͛࿒ਸ਼༁ٙ ௰ԳᅰЗვБʘۃd2009Ї2015ϋஹᚃ7ϋ
ɽɢɻd༟๕Ԩ̮๐ഗ͏ගଡ଼ᔌܔ̨̻อ ݊ΌଢږፄᕏႦ(Global Finance)൙፯ٙ
̋սFinTechᑌຑ(The Singapore FinTech ԭݲ௰τΌٙვБd༨ვБٙԭݲITʕː
Consortium)d̹ఙόਞၾ٫ίϤ̨̻ɪʝ ேίอ̋սᅶ֝ዚఙڝڐٙอ̋սၣ༩ʕːdΝ
ਗeሜdԨڮආΝлूdܔͭఱุၾྫМ ࣛεၣ༩ʮ̡ٙዚגɰணϤf
ᗫڷdၳೊᙄᕚϞᅰЗږፄeɽᅰኽeཥɿ˕ ۃࠑอ̋սiN2015౽ᅆࠇd௰ͦ
˹eP2P࠾൲eၣ༩ၾ༟ৃτΌഃfجʱd ᅺ݊༺ϓيᑌၣၾ౽ᅆʘேٙഐΥd༟ৃτΌ݊
˸̨ᝄڐಂᗫء္ٙଣӍଷ(Regulatory ᗫᒟהίdMAS˸ႾРԒʱڮආږፄุໝྼdᐼ
SandBox)މԷdࡡࡇᙄ˙݊ߵ2015ϋ ྌ݊อ̋ս༟ৃஷৃ೯࢝၍ଣ҅(Infocomm
11˜̈dอ̋սʦϋ6˜༧ආdʮ္̺ଣӍ Development Authority, IDA)d2015ϋ4˜ϓͭ
ଷٙܔᙄܸˏdོᎸږፄዚ͡ሗྼ᜕dΎวɨ อ̋սၣ༩τΌ҅(Cyber Security Agency)d
ɓࡈԭݲୋɓٙᘴf ภৣყΑᙆଡ଼ᔌΌଢၝΥ௴อᐼЪุd
ΣԸ݊ΌଢږፄʕːٙߵdމΪᏐFinTechʊ FinTechٙ༟τ܈ღίІڭ̮dࡒ௪͂Ꮨၣ༩ږፄ
ჯ˰ޢdҪෂ୕ږፄ္၍ዚᗫҷՓމږ ͕ໆഃ੶ɽ̌ঐf
̨ᝄვБ2016.9˜ 87

