Page 74 - NO.142銀行家雜誌

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Special Issue

數位轉型的

三大基礎沒那麼簡單

台灣金融研訓院舉辦了線上國際金融科技大會，主題為數位轉型的三大要件―― 人工智慧、區
塊鏈、雲端轉型。金融機構必須了解這三方面，而某些公司將在其中一個或多個領域打造出新
利基。
採訪、撰文：David Stinson孫維德

年 8 月 20 日，台灣金融研訓院舉辦了一 中一個或多個領域打造出新利基。
今 場線上國際金融科技大會（International 安侯建業聯合會計師事務所（K P M G）
FinTech Conference），主題是數位轉型的三大 負責分享人工智慧這一塊。新加坡K P M G亞

要件―― 人工智慧、區塊鏈、雲端轉型。三個 太區法証會計主管林靖國（Lem Chin Kok）
關鍵正好分別涉及數位轉型的統計、金融、計 舉了幾個案例來說明自動化資料探勘（D a t a
算機層面，每個層面對應一整個專業領域。金 mining）的好處。其中一個案例是使用非監督
融機構必須了解這三方面，而某些公司將在其 式學習來提出警報，這種模式並不事先設定

The ABCs of Digital Transformation are Not so Basic

TABF held an online International Fintech Conference featuring the ABCs of digital
transformation – AI, blockchain, and cloud. Financial institutions will need to understand
each of these concepts, and certain firms will develop niches in one or more of these
areas.

n August 20, TABF held an online International in one or more of these areas.
OFintech Conference featuring the ABCs of digital The AI segment was represented by the global

transformation – AI, blockchain, and cloud. These accountancy firm KPMG. Lem Chin Kok, Head of
three elements naturally cover the statistical, financial, Forensic, Asia Pacific, used several cases to describe
and computational aspects of digital transformation, the benefits of automated data mining. One case used
respectively, each of which is an entire field into itself. unsupervised learning to guide alerts. Rather than
Financial institutions will need to understand each of starting with the result to be determined, it simply finds
these concepts, and certain firms will develop niches patterns among cases before feeding the resulting

74 台灣銀行家2021.10月號

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