Page 8 - 銀行家雜誌第71期
P. 8

Τ࢕ᝈᓃ








                                                   ੽Bank3.0ሔ




                                                   ˕˹̔ପุ͊Ըό













                                                     ˜             3.0™݊ڐϋԸ           ˕˹̔ٙཀ̘ၾତί
                                                      Bank  ፄ ޢ ী ሞ ௰
                                                                   ږ
                     ᄎዱ۬                              ᆠडٙପุᔷۨᙄᕚdЪ٫̺                     ˕˹̔dᚥΤܠ່dఱ݊Ո

                     ତᔖjᑌΥڦ̔͜ஈଣʕː໨ԫڗ                  ཤतhږࢸ(Brett King)̷Ѷ             Ϟ̔˪Җ᜗ٙ˕˹ʈՈdܼ̍
                     ຾ዝjৌ݁௅ৌ೼ɛࡰ৅ᇖההڗeৌ݁௅਷
                          ࢫ໇໇ڗeৌ݁௅੬ਕϣڗeΥЪږࢫ           ༶͜əᅰο˜3.0™dϓ̌စ                  ATM౤ಛ̔eᔷ੮̔(debit
                          ږછ࿬ΥЪږࢫვБ໨ԫڗęᝄږછ
                          ࿬̨ᝄვБ໨ԫڗe ശیږછ࿬ശیვ          ᖫږፄପุί఻تᅰЗ߅Ҧई                   c a r d ) e ڦ ͜ ̔ ( c r e d i t
                          Б໨ԫڗ
                                                      ᆓላᏘɨdהዧᐗ̈ٙචݬ׌                   card)˸ʿᎷ࠽̔(prepaid
                                                      ˜စʷ™ཀ೻f                         card)ഃf˸̔˪ਂމ˕˹ʈ
                                                        Ͼ˕˹̔ପุ(Payment                Ոd೯৑׵100εϋۃߕ਷ˏ
                                                      Card Industry, PCI)ᒱ್̥݊         ආ˜΋Ԯաdܝ˹ಛ™ٙڦ͜

                                                      ږፄุٙՉʕɓᐑdޟЇ׵ί                   ̔f຅ࣛіˏəͩذeཥ༑e
                                                      ෂ୕ვБุਕʕd֠˲ʔၑ݊                   ঘ٤e᚛༩ഃʮ̡ن޴೯Бd
                                                      ˴ݴุਕf್Ͼdਠุݺਗ୭                   ɓࣛʘගᇲމࠬᆓdաՑᄿɽ
                                                      ᕎʔəʹ׸dϾʹ׸ۆ֛̀ଘ                   ͏଺ᛇڎf
                                                      ऒՑ˕˹f                             Ϋᚥ਷ყɪ˴ࠅڦ̔ٙ͜ሖ
                                                        ᎇഹ຾᏶஝ᅼٙʔᓙᓒɽd                  ͛ዝ̦d࠯΋݊1951ϋɽԸ
                                                      ʹ׸ٙۨ࿒e᎖ଟʿЪุ˙ό                   ̔(Diners Club)ٙਪ˰i
                                                      ɰܵᚃίᜊʷd࿁׵˕˹ࣖ                    1959ϋߕ਷༶ஷ(American
                                                      ଟၾ˕˹τΌٙࠅӋһޟ׵˸                   Express)ක֐೯̔i1958ϋ

                                                      ֻd̋ɪၣყၣ༩ၾБਗༀໄ                   ߕ਷ვБ(Bank of America)
                                                      ٙ౷ʿdһᜫ˕˹Бމᜊ੻ˏ                   ೯БBankAmericardd1976
                                                      ɛࠠൖdɰ̮ࣸՈϞܿ኷׌༧                   ϋһΤމVisa̔i1967ϋߕ
                                                      ೌࠢٙซ྅٤ගf                        ਷̋ψ4࢕ვБપ̈Master







               8     ̨ᝄვБ࢕2015.11˜໮
   3   4   5   6   7   8   9   10   11   12   13