Page 8 - 銀行家雜誌第71期
P. 8
Τᝈᓃ
Bank3.0ሔ
˕˹̔ପุ͊Ըό
3.0݊ڐϋԸ ˕˹̔ٙཀ̘ၾତί
Bank ፄ ޢ ী ሞ ௰
ږ
ᄎዱ۬ ᆠडٙପุᔷۨᙄᕚdЪ٫̺ ˕˹̔dᚥΤܠ່dఱ݊Ո
ତᔖjᑌΥڦ̔͜ஈଣʕːԫڗ ཤतhږࢸ(Brett King)̷Ѷ Ϟ̔˪Җٙ˕˹ʈՈdܼ̍
ዝjৌ݁ৌɛࡰᇖההڗeৌ݁
ࢫڗeৌ݁੬ਕϣڗeΥЪږࢫ ༶͜əᅰο3.0dϓ̌စ ATMಛ̔eᔷ੮̔(debit
ږછΥЪږࢫვБԫڗęᝄږછ
̨ᝄვБԫڗe ശیږછശیვ ᖫږፄପุίتᅰЗ߅Ҧई c a r d ) e ڦ ͜ ̔ ( c r e d i t
Бԫڗ
ᆓላᏘɨdהዧᐗ̈ٙචݬ card)˸ʿᎷ࠽̔(prepaid
စʷཀf card)ഃf˸̔˪ਂމ˕˹ʈ
Ͼ˕˹̔ପุ(Payment Ոd೯100εϋۃߕˏ
Card Industry, PCI)ᒱ್̥݊ ආԮաdܝ˹ಛٙڦ͜
ږፄุٙՉʕɓᐑdޟЇί ̔fࣛіˏəͩذeཥ༑e
ෂ୕ვБุਕʕd֠˲ʔၑ݊ ঘ٤e᚛༩ഃʮ̡ن೯Бd
˴ݴุਕf್Ͼdਠุݺਗ୭ ɓࣛʘගᇲމࠬᆓdաՑᄿɽ
ᕎʔəʹdϾʹۆ֛̀ଘ ͏ᛇڎf
ऒՑ˕˹f Ϋᚥყɪ˴ࠅڦ̔ٙ͜ሖ
ᎇഹᅼٙʔᓙᓒɽd ͛ዝ̦d݊1951ϋɽԸ
ʹٙۨ࿒e᎖ଟʿЪุ˙ό ̔(Diners Club)ٙਪ˰i
ɰܵᚃίᜊʷd࿁˕˹ࣖ 1959ϋߕ༶ஷ(American
ଟၾ˕˹τΌٙࠅӋһޟ˸ Express)ක೯̔i1958ϋ
ֻd̋ɪၣყၣ༩ၾБਗༀໄ ߕვБ(Bank of America)
ٙ౷ʿdһᜫ˕˹Бމᜊˏ ೯БBankAmericardd1976
ɛࠠൖdɰ̮ࣸՈϞܿ༧ ϋһΤމVisa̔i1967ϋߕ
ೌࠢٙซ྅٤ගf ̋ψ4ვБપ̈Master
8 ̨ᝄვБ2015.11˜

