Page 120 - 進出口外匯實務
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進出口外匯實務
【問題摘述】
倘信用狀上規定: “Insurance for 110% invoice value” ,則
其要 求 之 保險 金額 究 應為 剛好 等於 110% 之發票金額, 抑 或只
要不 少 於 110% 之發票金額即可接受?
【分析與結論】
開狀銀行於信用狀上規定: “Insurance for 110% invoce
value” ,應是要 求 一 最低保險 金額 而 非 完全 相等之金額,倘開
狀銀行 擬 要 求 一 完全 相等之 百 分 比 或金額,應明確的表示。
“The inclusion in an L/C of a te rm such as Insurance for 110%
invoice value is a bank’s way of trying to mirror the UCP
requirement of 110%. However, it has not always been translated
as such. Consistent with the UC P construction, banks that issue
credit with such a clause are generally looking for a minimum
coverage rather than an exact one. If a bank requires the insurance
document to be issued for exactl y X% or X amount or words to
similar effect, then the credit must expressly state this
requirement.”( 註 六 )
4. 其他單據:應 注 意依 UCP600 第 14 條 f 項之規定,即
要 求 商業發票、運送單據或 保險 單據以 外 之其他單據
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