Page 56 - NO.84銀行家雜誌
P. 56
܆݂ࠦԫ
ڌ2 ΅ࠠඎॴజѓj2016 ϋҦஔϓᆞܓ ீཀ౽ᅆ߅ҦආБΫϗԴ͜(reuse)eࡌూ
Ϝᇞజѓ(Hype Cycle for Emerging (repair)eΎႡி(remanufacture)ձʺॴ
Technologies,2016)˸ʿ2017ϋ10ɽഄ (upgrading)ٙପۜ{ਕልΥό฿ׂd
ଫ߅Ҧᒈැཫdίۃɓ΅జѓʕdᚥ ͊Ը5ϋృᐑਗ਼ϓމΌଢႡிุ௰ߎ
ঐਗ਼൴ཀ2,000၇߅Ҧᓥᗳމ3ɽᗫᒟ߅Ҧᒈ ٙΤ൚dՉʕ͛ପᇞၾᐑྤ͛࿒ٙഐΥd˸ʿ
ැdԨԱՑ༺ϓᆞ͛ପಂהცϋ΅ਂ̈Ҧஔ ɛɢਖ਼ุ݊ృᐑࣖଟٙࠠࠅᗫᒟdִ݁ʿ
ϓᆞܓϜᇞરΐfϾᚥঐ೯̺2017ϋ10ɽ ΆุᏐ৷ܓᗫءყ೯࢝ᒈැf
ഄଫ߅Ҧdʕۃ3ɽܼ̍ɛʈ౽ᅆၾ
ආዚኜኪ୦e౽ᅆᏐ͜όe౽ᅆي ô ౽ᅆږፄࣛ˾ʊԸᑗəl
dே݊౽ᅆʩ༶͜Ҧஔٙ௴อf
࣬ኽ2 ΅జѓᓥॶd౽ᅆዚኜ(機器學習 يᑌၣe౽ᅆႡிʿృᐑ࿁ږፄุٙ
及機器人)eਜ෯ᗡ(Blockchain)̨̻˸ ᅂᚤ݊ʡჿkdږፄุจᗆՑᅰЗ܄˒
ʿيᑌၣ̨̻(IoT Platform)ਗ਼ί͊Ը2Ց (Digital Customer)ʿᅰЗุਕ(Digital
10ϋʫҞ೯࢝ϓމ௰աᝓͦٙ߅Ҧอd Ser vice ) ٙࠠࠅd౽ᅆږፄ ( Smar t
౽ᅆႡிʊᚔʺ˴ݴd͊Ը౽ᅆʿ Finance)ٙࣛ˾ʊԸᑗəfΪᏐၣ༩Бਗ˰
౽ᅆழഐΥdீཀيᑌၣชኜਕ̻ ˾ऊ൬٫܄Ⴁʷᒈැd͊Ըପۜٙ฿ׂਗ਼ɽ
̨dܔيᑌၣ౽ᅆႡிٙਠዚfԷνߕ ᔕᔷdீཀృᐑٙ౽ᅆႡிdيᑌၣᜊϓ
ཥɽᅀϾऌ(Whirlpool)ၾIBMɛʈ౽ᅆ ርପۜ+ਕ+ΫϗdΌอ౽ᅆႡிၾਕ
ӻ୕ശ͛(Watson)પ̈౽ᅆཥ(Home ٙਠุᅼόਗ਼နϓҖdვБʿࣛһอਖ਼ุ
Automation, HA)ٙΥЪᅼόd͊Ըيᑌၣ౽ KYCঐɢdʑঐ௴อପุਠุᅼόdሜ
ᅆᓒɽՑ֢eԃeᔼᐕeʹஷeږፄഃჯ ׳ಛӔഄʿҷഛ༟ପۜሯf
ਹdॆ͍ໝྼίЫҢٙ͛ݺᐑྤʕf Չϣdɛʈ౽ᅆᏐ͜ίږፄุ˸͛ي፫ᗆ
(Biometric)ʿਜ෯ᗡ(Blockchain)ږፄ̻
ô ృᐑਗ਼ϓމ͊Ը˦ߎΤ൚ ̨೯࢝௰λf͛ي፫ᗆʔც܄˒Սจ௪
༟ࣘdୌΥვБࡒᚥ͜˒᜕ʿԒ
ʈุ4.0౽ᅆႡிٙɓɽतЍఱ݊ృᐑ ʱ᜕ᗇၾᅰЗࠬᎈછ၍ٙࠅӋiϾਜ෯ᗡږ
(circular economy)d1760ϋ˾ୋɓϣ ፄᓃ࿁ᓃ(Peer-to-Peer)̘ʕʧʷݖኬɝɽ
ʈุࠧն˸ԸdΌଢே݊ᇞ(Linear ᅰኽ౽ᅆፄ༟Ӕഄᅼόd͊Ը༨ྤ˕˹e൱
Economy)ٙϓڗܠၪd͛ପႡிԨӚϞృᐑٙ ፄ༟ʿԶᏐᗡږፄਗ਼ϞΌอܠၪdһϞ౽ᅆd
฿ׂdШ݊Бਗၣ༩˰˾ٙ߅Ҧ˖ʷdԴ ɰһືࣛගձɛɢϓ͉f
౽ᅆ˓ዚʿБਗ༱ՈӖ౬ܓฏԸฏҞdኽПࠇ ฆழʦϋ4˜܁̺પ̈BaaS(Blockchain
ΌଢӊϋႡி̈Ը4,200ຬኚٙཥɿչѫdۍϞ as a Services)ܝd10˜ֵၾ AMISeʈ
৷༺85Ĉ͊Ϋϗஈଣd࿁༟๕ঃ͜ʿᐑྤϩ ৫ΥЪપ̈ԭݲୋɓࡈ੮ᑌၣᑌຑਜ෯ᗡ
ݑிϓᘌࠠΚdШɰிఱృᐑٙɽਠዚf (consortium blockchain)dၾʫᅰږછ
56 ̨ᝄვБ2016.12˜

