Page 56 - NO.149銀行家雜誌

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Special Report

外資篇》

香港從離岸金融中心轉向

中國金融中心

中國現在很需要獲得美元，中國銀行逐漸主導了香港的金融體系，而中國內地銀
行持有的海外銀行資產，也越來越以香港為主，在在表示香港這個離岸金融中心
的命運，已經逐漸掌握在中國手裡。
撰文：Alicia Garcia Herrero

港的離岸金融一直做得相當成功， 與美元一直緊密掛鉤，所以，只要進入香港

香 至少 從規模增長的速度來看是如此。 的銀行體系和獲得港幣，就能夠保證獲得硬
它的銀行資產與G D P的比值，從2002年的 通貨。
462%成長到2021年的921%。打從1983年 中國現在很需要獲得美元，所以中國銀
設立貨幣發行局以來，香港在數次政治危機 行逐漸主導了香港的金融體系，而中國內地
之中，都能保持聯繫匯率穩定。由於港幣 銀行持有的海外銀行資產，也越來越以香港

Hong Kong : from a global offshore financial center to a

Mainland China-centric one

Driven by a desire for access to USD, Hong Kong's financial system is now increasingly
dominated by Mainland Chinese banks. At the same time, overseas bank assets held by
Mainland Chinese banks are heavily concentrated in Hong Kong. This significant exposure
means that the destiny of Hong Kong as an offshore financial center depends much more on
Mainland China than the rest of the world now.

ong Kong's offshore financial sector has been stable amid the political risks that have arisen from
Hhighly successful, at least when measured time to time. As the Hong Kong dollar (HKD) is closely
by increased size. The bank assets-to-GDP ratio pegged to the US dollar (USD), accessing Hong
expanded from 462% in 2002 to 921% in 2021. Since Kong's banking system and currency means access to
the introduction of the currency board in 1983, Hong hard currency.
Kong has managed to keep the currency pegged and Driven by a desire for access to USD, Hong

56 台灣銀行家2022.5月號

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