Page 49 - 銀行家雜誌第80期
P. 49
ô ௴อ1jၠЍፄ༟ ܝᚃᐄ༶ၾၪᚐd՟ਯཥϗɝd͏ۆԱΥߒϗ
՟ॡږאʱԮਯཥлᆗdҖϓᕐᙊ҅ࠦfͦۃਞၾ
1.ၠঐପุፄ༟(Green industry Finance)j ٙ൲ಛዚܼ̍इ˰ശვБe͑ᔮਠვeୋɓვ
ᎇഹԏ༸ࡡۆ(詳見名詞解釋)ٙપᄿdვБุ БęᝄʕʃΆุვБeԯ۬ვБeʕʃΆุڦڭ
࿁ፄ༟Άุ݊щءࠠ͑ᚃ೯࢝ձࣖू̙˸Ϟһ ਿږeτइვБe৷ඪִ̹݁೯҅eɺήვБe
ଉٙҳɝfԷνdމ˕ܵၠЍΎ͛ঐ๕ᔷۨd ʕڦৄਠุვБഃf
2016ϋ5˜इ˰ശვБၾɪᇗΆุΥЪܔໄ̨ 4.ၠЍӛԓ൲ಛ(Green Auto Loans)ၾၠ
ᝄऎɪࠬɢ೯ཥᅀdϓމ̨ᝄୋɓ፭ృԏ༸ࡡ Ѝ༶፩൲ಛ(Green Fleet Loans)jԶऊ൬
ۆ፬ଣٙၠঐፄ༟ࣩf ٫ձ༶፩ุમ͜ذཥԓe၁ર༰Эԓሿձືঐԓ
2.ၠЍג܊൲ಛ(Green Mortgages)j ಛࣛٙᒅԓᎴf
ვБ͵̙пપᄿືঐಯ၁dε̏ߕݲٙਠ 5.ၠЍڦ̔͜(Green Credit Card)jீཀ
ุვБνWells FargoԶ༰ᎴٙၠЍਠุ ऊ൬ߎлΫ㉿ዚՓ࣏ᗍ൬ഗᐑڭྠၾڢᐄл
ɽᅽ൲ಛdഗୌΥLeadership in Energy and ଡ଼ᔌ˸˕ܵၠঐ೯࢝dאԶᒅ൯ືঐಯ၁ਠۜ
Environmental Design(LEED)Ⴉᗇٙ௴อືঐ ࣛ༰εұϔff
ਠุɽᅽf࿁ɓছ͏ʱdν͏ʘתץג 6.ၠЍਖ਼ࣩፄ༟ࠇ(Green Project
܊ୌΥɓ֛ືঐૢא݊ୌΥၠঐג܊ᅺࣛd Finance)jJ.P.MorganeBarclaysၾCitigroupഃ
ვБ̙˸Զˢ̹ఙһЭлଟٙ൲ಛfί̏ߕ ҳ༟ვБேϞਖ਼ุྠඟпeԨΝਞၾҳ༟ʔ
ձᆄݲ̹ఙʕdܼ̍CitigroupeWells Fargoe ΝٙၠЍପุၾਿᓾܔணٙਖ਼ࣩፄ༟ࠇf
Citizens Bank of CanadaeDutch BankഃேϞ 7.ၠЍ௴ҳၾӷٰᛆ(Green Venture
ԶၠЍג൲ഗऊ൬٫f Capital & Private Equity)jᗫਕν
3.ၠЍג܊ҷܔ൲ಛ(Home Equity Loans)j BarclaysϞਖ਼ุӷྠඟࠋபΎ͛ঐ๕Άุᐄ
ԶᎴлଟഗ͏τༀИσΎ͛ঐ๕d˸ڮආ͏ ၍ଣၾҳ༟iJ.P.MorganۆϞΌଢࠬɢ೯ཥᅀٙ
І೯τༀΎ͛ঐ๕ண௪fԷνd2011ϋִ݁ ӷҳ༟ྠඟdܼ̍пՉᘪ༟ၾᐄdڐϋ
પਗ˄ජঐண௪ፄ༟ජΈ܊ϵຬࢭࠇdԴ ɰጐпήᆠʿ˄ජঐ೯ཥᗫପุਖ਼ࣩi
͏ʔცࠋዄணໄϓ͉d̥ცԶ܊d͟˄ජΈ CitigroupٙྠඟɰϞਖ਼ژࠋப͑ᚃ೯࢝ҳ༟ࠇ
ཥঐ๕Ҧஔਕุ٫ࠋபܔໄ˄ජΈཥ೯ཥӻ୕ʿ (SDIP)ٙ௴ҳྠඟdܼ̍Ύ͛ঐ๕e͑ᚃ
؍ุe˥༟๕၍ଣeᄻي၍ଣe৷ঐ๕ࣖଟ
אࠥЭ၁ર׳ٙପุi̤ҳ༟ვБɰጐп
ʃᗘՊ
ᐑڭʮ̡אપਗЭ၁ર׳ʮ̡ٙϣʮක೯Б
ԏ༸ࡡۆ (IPO)f
赤道原則(Equator Principles)之核心價值要求
金融中介單位進行放款作業時,需將放款對象是否
具自律性的管理所造成之環境風險和推動永續發 ô ௴อ2jၠЍᗇՎʷਠۜ
展,如環境汙染、氣候變遷等相關議題,抑或是融
資放款對象屬於綠能產業業者,納入綜合考量。
ɓছɽ߰ซਞၾၠЍਖ਼ࣩፄ༟ɰ̙ீཀҳ༟
̨ᝄვБ2016.8˜ 49