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第三篇       ୋɞ௝cᅰЗ߅Ҧږፄٙ೯࢝ᒈැ 293







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                      1.  ਷ყ஬࿆ਿږଡ଼ᔌ€IMFᐼ൒ז̋ᅃ€Christine Lagarde׵2014ϋ10˜ί
                         ߕ਷ఐط۬ɽኪٙစᑺʕ౤̈f
                      2.  ૠत̔˃֛ܛ€Metcalfe’s Law݊3Comʮ̡ٙ௴֐ɛᖯЬतgૠत̔˃
                        €Robert Melancton Metcalfה౤̈f
                      3.  Gartner€2015f
                      4.  ̨ᝄږፄ޼৅৫€2015f
                      5.  ̨ᝄږፄ޼৅৫€2015f
                      6.  ᑽᄏ̻€2014dତ˾ҳ༟ვБ€̬و‘d౽௷˖ʷf
                      7. Νۃൗf
                      8.  Brett King (2012), “Bank 3.0: Why Banking Is No Longer Somewhere You Go
                        But Something You Do”, Wiley.
                      9.  ጅᗲඩeОၯణ€2015d˜Bank 3.0‘ʿDigital Bank‘੭ਗږፄ௴อ™d
                        ৌږ༟ৃ֙̊‘dୋ83ಂf
                     10.  Alex Brill (2010), “Peer-to-Peer Lending: Innovative Access to Credit and
                         the Consequences of Dodd-Frank”, 25:35 Washington Legal Foundation.
                     11.  ˮ؃˜eҽඓ€2013d˜ߕ਷P2P࠾൲̨̻jዝ̦ତًၾ࢝ૐ™dږፄ္၍޼
                         Ӻ‘d2013ϋୋ7ಂf
                     12.  Andrew Verstein (2011), “The Misregulation of Person-to-Person Lending”,
                         45 UC Davis Law Review, 445.
                     13.  Jessica Menton (2016), “Lending Club Corporation (NYSE:LC) IPO: Startup
                         Set to Become Largest US Tech IPO of 2014”, International Business Times,
                         http://www.ibtimes.com/lending-club-corporation-nyselc-ipo-startup-set-
                         become-largest-us-tech-ipo-2014-1747910.
                     14.  Ethan Mollick (2014), “The Dynamics of Crowdfunding: An Exploratory
                         Study”, Journal of Business Venturing, Volume 29, Issue 1.
                     15.  ࢑݆ᝣ€2013d˜ୋɧ˙ʹ׸̨̻ٙ޴ᗫجܛਪᕚ޼Ӻ™dجطၾ຾᏶‘dୋ8
                         ಂf
                     16.  ۴༺ݱ€2015d˜ʝᑌၣږፄjอ˰˾ٙږፄࠧն™d̡ࠬࣸᖵஔ௴Ъѥf
                     17.  The Economist (2015), “Slings and arrows”, Special report: International
                         banking, May 9.
                     18.  ю֗༸€2015d˜੽FinTech޶Շ֦ږፄ೯࢝™dᝈഄ१d
                         http://www.viewpointtaiwan.com/%E5%BE%9Efintech%E7%9C%8B%E5%85
                         %A9%E5%B2%B8%E9%87%91%E8%9E%8D%E7%99%BC%E5%B1%95/.
                     19.  ߪ٢ঘ€2016d˜̨ᝄFinTechٙɨɓӉdP2P࠾൲̨̻k™d̨ᝄ຾᏶޼Ӻ৫d
                         http://www.tier.org.tw/comment/pec5010.aspx?GUID=73eb4243-4409-
                         4196-bd7e-1a7478a5412e
                     20.  Bitcoin, “How does Bitcoin work?”, https://bitcoin.org/en/how-it-works.
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